<\/a>
\nSince the\u00a0introduction of the MLC, the \u2018Crew Package\u2019 has become more important to crew\u00a0with additional benefit and medical insurance becoming compulsory for commercial yachts.<\/p>\nMost owners will look after the crew with a full medical policy and cover expenses in the event of\u00a0illness or injury, however with some exclusions for pre-existing conditions. Or if the yachts insurance\u00a0changes providers, previous issues may be excluded from the new cover.<\/p>\n
It is important therefore to know the health background of new and current crew to make sure they\u00a0do not fall foul of any insurance exclusion in the event of a claim. It is also vital to know in an\u00a0emergency if someone has any specific history of illness or reaction to treatment.<\/p>\n
The easiest way to do this is to make sure each crew member completes a medical health check and\u00a0questionnaire as part of the employment as ENG 1 will not highlight any pre-existing conditions.\u00a0Most insurers if presented with a pre-existing condition at the inception of the policy may include at\u00a0a small charge or for free.<\/p>\n","protected":false},"excerpt":{"rendered":"
Since the\u00a0introduction of the MLC, the \u2018Crew Package\u2019 has become more important to crew\u00a0with additional benefit and medical insurance becoming compulsory for commercial yachts. Most owners will look after the crew with a full medical policy and cover expenses in the event of\u00a0illness or injury, however with some exclusions for pre-existing conditions. Or if the […]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[1],"tags":[],"_links":{"self":[{"href":"https:\/\/www.sanctumsuperyacht.com\/wp-json\/wp\/v2\/posts\/645"}],"collection":[{"href":"https:\/\/www.sanctumsuperyacht.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.sanctumsuperyacht.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.sanctumsuperyacht.com\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.sanctumsuperyacht.com\/wp-json\/wp\/v2\/comments?post=645"}],"version-history":[{"count":8,"href":"https:\/\/www.sanctumsuperyacht.com\/wp-json\/wp\/v2\/posts\/645\/revisions"}],"predecessor-version":[{"id":900,"href":"https:\/\/www.sanctumsuperyacht.com\/wp-json\/wp\/v2\/posts\/645\/revisions\/900"}],"wp:attachment":[{"href":"https:\/\/www.sanctumsuperyacht.com\/wp-json\/wp\/v2\/media?parent=645"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.sanctumsuperyacht.com\/wp-json\/wp\/v2\/categories?post=645"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.sanctumsuperyacht.com\/wp-json\/wp\/v2\/tags?post=645"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}